IPS - Instant Payments Serbia

Money transfer at any time of day, every day of the year, within seconds.


It can be used when paying at brick-and-mortar points of sale and for online purchases, and even when paying utility bills or paper payment orders. The only payment manner that makes the money instantly available to the payee.

IPS payment at the point of sale

Show and pay

payment by IPS QR code

The IPS SHOW option is in your m-banking app. 


You need to launch the IPS SHOW option from the m-banking app’s home page and generate the IPS QR code, which you then need to show to the merchant. 


The merchant will scan the code and the payment will automatically be made.

Select IPS
SHOW in the m-banking
app
Generate the code with
your PIN or
fingerprint
Show the code
to the merchant
Payment
complete

IPS payment at the point of sale

Scan and pay

payment by IPS QR code

The IPS SCAN option is in your m-banking app.


You need to launch the IPS SCAN option from the m-banking app’s home page and scan the IPS QR code which the merchant has previously generated on its device.


Confirm the transaction after scanning the code and the payment will automatically be made.

Select IPS SCAN
in the m-banking
app
Scan the merchant’s
IPS QR code
Confirm with your PIN
or fingerprint
Payment
complete

IPS payment online

payment by IPS QR code

1

Select IPS SCAN in the m-banking app

2

Scan the merchant’s IPS QR code

3

Confirm with your PIN or fingerprint

4

Payment
complete

On the web page where the purchase is being made, select IPS SCAN as the manner of payment. Once the generated IPS QR code is shown on the web page, select the IPS SCAN option in your m-banking app and scan the shown IPS QR code.


When making an IPS payment online, we especially emphasize that, as a payer, you do not leave any information about your payment instrument online; rather, by scanning the merchant’s IPS QR code, you download the data necessary for making the payment.


Soon, IPS online payments will be enabled with just one click on the mobile phone.

NBS IPS QR code for paying utility bills

payment by the NBS IPS QR code

1

Select IPS SCAN
in the m-banking
app

2

Scan the
NBS IPS QR code

3

The payment order is automatically filled in, but you can still make changes to it. Confirm with your PIN or fingerprint

4

Payment
complete

By using the NBS IPS QR code, you can pay your bills (for utility and other services) within seconds.


Look for the NBS IPS QR code on the bill, scan it using your m-banking app and pay the bill.


This is an efficient and reliable method that does not require you to retype the data, or to use templates in e-banking and m-banking apps.

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MERCHANTS How to enable IPS?

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NBS IPS QR code Generator / Validator / API

IPS – electronic and mobile banking

Payment without the IPS QR code

1

Fill in the order and select IPS payment – “Urgent”

2

The money will be transferred to the payee instantly

If you want to make an instant payment via electronic or mobile banking, you need to select the option for the emergency (instant) order.


If there is no such option, it means that your bank performs all orders as instant payments via the NBS IPS system.

News

04/18/2024

E-money institution Payspot d.o.o. Novi Sad joins NBS IPS system
The e-money institution Payspot d.o.o. Novi Sad has joined the NBS IPS system, enabling its clients to effect instant payments. As an indirect participant, Payspot has access to the NBS IPS system thr...

04/17/2024

New record number and value of payments in the NBS IPS system
On 15 April 2024, the NBS IPS system processed 384,623 payments worth 4,931,166,508.87 dinars, touching a new record high since the start of its operation. The NBS IPS system enables one of the world’...

04/17/2024

Section Image
Governor Tabaković discusses potential cooperation on instant payments with Rakuten Viber
NBS Governor Jorgovanka Tabaković met today with representatives of the company Rakuten Viber to discuss possible avenues of cooperation in connecting the functionalities of the Viber application and ...

04/04/2024

IPS payments now available at e-commerce platform Ananas.rs
The NBS wishes to notify the public that the company Ananas enabled the acceptance of instant payments on its e-commerce platform.Ananas.rs is an e-commerce platform which has enabled the cutting-edge...

04/02/2024

NBS IPS system in March
The NBS IPS system, which operates 24/7/365, processed 6,929,433 payments during 31 days of March.The average daily number of payments was 223,530, with the average time of transaction execution of 1....

03/07/2024

Payment institution Tenfore DOO Beograd enables transactions through the NBS IPS system
The payment institution Tenfore DOO Beograd joined the NBS IPS system today, enabling its clients to execute transactions through this system. Namely, Tenfore has become an indirect participant with d...

03/05/2024

NBS IPS system in February
The NBS IPS system, which operates 24/7/365, processed 6,611,591 payments during 29 days of February.The average daily number of payments was 227,986, with the average time of transaction execution of...

02/21/2024

Instant payment of tax duties and fees on Serbia’s e-Government portal by scanning the NBS IPS QR code
The NBS is informing the public that it is possible to pay tax duties and fees for the services provided by the Ministry of the Interior and Tax Administration by scanning the NBS IPS QR code on the u...

02/20/2024

NBS IPS system – new record number and value of payments
On 14 February 2024, the NBS IPS system processed 382,002 payments worth 4,264,345,123.32 dinars, touching a new record high since the start of its operation. The NBS IPS system enables one of the wor...

IPS Payments / Statistics

The number of transactions executed since
the launch of the NBS IPS system