IPS - Instant Payments Serbia

Money transfer at any time of day, every day of the year, within seconds.


It can be used when paying at brick-and-mortar points of sale and for online purchases, and even when paying utility bills or paper payment orders. The only payment manner that makes the money instantly available to the payee.

IPS payment at the point of sale

Show and pay

payment by IPS QR code

The IPS SHOW option is in your m-banking app. 


You need to launch the IPS SHOW option from the m-banking app’s home page and generate the IPS QR code, which you then need to show to the merchant. 


The merchant will scan the code and the payment will automatically be made.

Select IPS
SHOW in the m-banking
app
Generate the code with
your PIN or
fingerprint
Show the code
to the merchant
Payment
complete

IPS payment at the point of sale

Scan and pay

payment by IPS QR code

The IPS SCAN option is in your m-banking app.


You need to launch the IPS SCAN option from the m-banking app’s home page and scan the IPS QR code which the merchant has previously generated on its device.


Confirm the transaction after scanning the code and the payment will automatically be made.

Select IPS SCAN
in the m-banking
app
Scan the merchant’s
IPS QR code
Confirm with your PIN
or fingerprint
Payment
complete

IPS payment online

payment by IPS QR code

1

Select IPS SCAN in the m-banking app

2

Scan the merchant’s IPS QR code

3

Confirm with your PIN or fingerprint

4

Payment
complete

On the web page where the purchase is being made, select IPS SCAN as the manner of payment. Once the generated IPS QR code is shown on the web page, select the IPS SCAN option in your m-banking app and scan the shown IPS QR code.


When making an IPS payment online, we especially emphasize that, as a payer, you do not leave any information about your payment instrument online; rather, by scanning the merchant’s IPS QR code, you download the data necessary for making the payment.


Soon, IPS online payments will be enabled with just one click on the mobile phone.

NBS IPS QR code for paying utility bills

payment by the NBS IPS QR code

1

Select IPS SCAN
in the m-banking
app

2

Scan the
NBS IPS QR code

3

The payment order is automatically filled in, but you can still make changes to it. Confirm with your PIN or fingerprint

4

Payment
complete

By using the NBS IPS QR code, you can pay your bills (for utility and other services) within seconds.


Look for the NBS IPS QR code on the bill, scan it using your m-banking app and pay the bill.


This is an efficient and reliable method that does not require you to retype the data, or to use templates in e-banking and m-banking apps.

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MERCHANTS How to enable IPS?

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NBS IPS QR code Generator / Validator / API

IPS – electronic and mobile banking

Payment without the IPS QR code

1

Fill in the order and select IPS payment – “Urgent”

2

The money will be transferred to the payee instantly

If you want to make an instant payment via electronic or mobile banking, you need to select the option for the emergency (instant) order.


If there is no such option, it means that your bank performs all orders as instant payments via the NBS IPS system.

News

01/24/2023

Instant payments of taxi services in Niš
City Taxi Niš and Eurobank Direktna a.d. Beograd have enabled the acceptance of instant payments via a merchant’s android mobile app in all vehicles of this taxi company, which means that all City Tax...

01/10/2023

AIK BANKA a.d. Beograd enables instant payments via Transfer service
Based on the approval of the National Bank of Serbia, AIK banka a.d. Beograd enabled a new service to its payment service users (consumers) – the "Transfer" service, a simple and instant money transfe...

01/05/2023

NBS IPS system in December
The NBS IPS system, which operates 24/7/365, processed 5,267,453 payments during 31 days of  Decembar. The average daily number of payments was 169,918, with the average time of transaction execu...

01/04/2023

High number of IPS instant payments in New Year’s Eve
IPS NBS payment system for executing instant payments represents one of the state-of-the-art methods that is globally in use, which works in 24/7/365 regime - because of which citizens of Serbia could...

12/22/2022

ALTA BANK A.D. BEOGRAD enables instant payments
Based on the approval of the National Bank of Serbia, ALTA BANK A.D. BEOGRAD enabled a new service to its payment service users (consumers) – the "Transfer" service, a simple and instant money transfe...

12/22/2022

ALTA BANKA a.d. Beograd enables deep link technology for IPS payments
All clients of Alta banka a.d. Beograd with installed and activated mobile banking apps can now use one of the most state-of-the-art and simplest methods of internet payments in Serbia – deep link tec...

12/05/2022

NBS IPS system in November
The NBS IPS system, which operates 24/7/365, processed 4,864,275 payments during 30 days of November.The average daily number of payments was 162,143, with the average time of transaction execution of...

11/16/2022

NBS IPS system – new record number and value of payments
On 15 November, the NBS IPS system executed 279,682 payments worth RSD 2,929,475,865.38, thus posting a new record daily number and value of transactions since it began operating.The NBS IPS system is...

11/02/2022

Halkbank and Banka Poštanska štedionica introduce new IPS payment possibilities for their client.
Halkbank a.d. Beograd has enabled IPS services within the SmartHALK Pro application for mobile banking for its legal person clients. Within this application, IPS payment services are enabled at points...

IPS Payments / Statistics

The number of transactions executed since
the launch of the NBS IPS system